It’s your least favorite time of the month again! That’s right, I’m updating my net worth and there’s nothing you can do to stop me. They’ve been pretty boring lately, and by boring I mean depressing. Especially after losing so much last month. Read on to see how we fared over the last 30 days…
Checking Account: $4,066; (change not shown since money is constantly in and out of this account). There is nothing sexy about checking accounts. And that’s all I have to say about that.
Savings Accounts: $52,125;+$2,043. Let me hear you say “Ugh. Na-na-na-na!” A few thousand more in the savings account never hurts. This month is a three paycheck month for me, and Girl Ninja is back on the job officially so we are hoping to make some serious gains this month!
Roth IRA: $22,379; -$500. Is it good or bad that I’m excited about ONLY losing $500 in the market this last month? I mean, I can think of a lot of other things I’d rather do with that money than lose it. Just gotta keep telling myself “Paper losses aren’t the same as realized losses.”
TSP (401K): $23,385; +$45. I’m socking away $305 a month towards my 401K and my employer is giving me another $305 to add to the pot. That means, even during terrible performance months, I am able to sneak out a small gain. A forty five dollar gain to be exact. Hey, I ain’t complaining.
Student Loan: $0. Student loans suck harder than a Dyson vacuum, and in case you didn’t know. That’s a lot of sucking! Death to Sallie Mae!
Credit Card: $2,341 (change not reflected since card gets paid off). I’m excited our credit card balance is only 2,341 dollars for two reasons. 1) The last few months it’s been $3,000 or more. 2) About $900 of these charges are expenses we will be reimbursed for by Girl Ninja’s school (teaching supplies and moving costs). Probably the only time in my life I’ll be stoked about a $2,300 credit card bill.
Last month our net worth was down over five grand. Although we had one of the most pathetic gains ever a $793 gain is way better than any loss. The down market is keeping our net worth just under six figures at $99,614. It felt so good to break that threshold in June, but July and August have not been good to us. Hopefully next month we can rejoin the six figure club.
p.s. you can see all of my net worth updates here.