I’m including a unicorn in every NW update from now on
Is it November already? Seriously. when did that happen? I swear Y2K was just last week. We did something exciting last week and opened up a new account (see below for more details), but other than that October was a terribly boring month for us. Let’s get to it.
Checking Account: $5,504; (change not shown since money is constantly in and out of this account). My freaking landlord hasn’t cashed October or Novembers rent check yet. Our lease agreement says I have to pay him $40 a day, every day I am late on rent. So does that mean I can charge him $40/day every day he doesn’t deposit one of my rent checks? Never thought I’d have to beg someone to take our money.
Savings Accounts: $70,965; -$1,970. Although this drop may look depressing at first, it’s really not that bad. I had to pay a $2,000 bill to a developer that has done some work for us on MANteresting (this running a business stuff gets expensive). I also took another $2,000 and put it somewhere a little more exciting, see below for details.
Taxable Investment Account: $2,000; +$2,000. It’s been a long time coming, but I finally manned up and started investing for the “short” term. Well kind of. Technically I haven’t invested anything yet, but I DID open up the account and transfer money over. I’ll be heading to a USAA blogger conference even in San Antonio this week and am going to pick the brains of some of the CFP’s they have on hand to make sure I have a good plan. It’s about time I start saving for my 35 year old self.
Roth IRA: $33,675; +$4,583. Of course I make my $5,000 annual Roth IRA contribution right before the stock market takes a huge poop on itself. I know all you dollar cost averaging people are gonna chime in right now, but I don’t wanna hear it. Haha. Still feels nice to check off another year of funding the ol Roth IRA.
TSP (401K): $39,145; +$429. Even with a less-than-stellar performance in the markets my 8% contribution and full 5% match helped my 401k move up ever so slightly. It’s gonna be crazy to think one day this account will have six zeros after it. The sooner, the better.
Credit Card: $2,153 (change not reflected since balance is paid off each month) Just a bunch of small expenses here. I did mean to use a $400 airfare credit I had saved to buy a plane ticket for Girl Ninja, but like an idiot. I totally forgot about it and paid with my credit card. Didn’t realize until it was too late to switch payment forms. That’s my stupid tax for the month.
Last update our net worth shot up over $12,000. It was pretty incredible. This month, not so much. We’re now sitting at $149,533 which is an increase of $139 from the previous update. Haha, doesn’t quite bring me the same amount of joy, but whatever. It’s not a drop so I can’t really complain.
p.s. Is anyone else depressed it’s starting to get dark at like 4:30pm? Summer…come back!!!!
You can see all of my net worth updates here.