I’m including a unicorn in every NW update from now on
Happy Net Year. No that’s not a typo, just my lame attempt at making a terrible joke. While December is typically a very expensive month for households, we managed to make some serious gains and push our net worth up five figures last month. This makes me cry tears of sweet joy.
Cash: $88,256; +$8,730
While we did make some pretty serious strides since last month’s update, $2,000 of this was robbed from our taxable investment account. Since we are three steps in to the house hunting process (hiring a realtor, getting pre-approved, and touring homes) I transferred our cash holdings out of the short-term investment account, and put them back in our standard checking. We’ll keep growing this beast for a few days, weeks, or months, until we know exactly what the purchase price and closing costs of our future will be.
Taxable Investment Account: $0; -$2,000
Accidentally not investing this money in the stock market was fortunately a good decision. I didn’t feel bad about taking from it to beef up the savings account. Fear not dear friends, we will be short-term investing before the year ends!
Roth IRA: $35,913; +$1,800
Nothing quite like making money when you didn’t actually do anything besides watch some virtual account magically increase. It’s probably the second greatest thing in the world. The old TV show Salute Your Shorts being the first.
TSP (401K): $46,823; +$6,571
We finally got off our lazy butts and started tracking Girl Ninja’s 401k funds. She had $3,330 sitting in some mutual funds that I almost never looked at. After a little due diligence we got online access and was able to import that information into Mint. Woohoo. We also are in the process of rolling over her old 401k from her San Diego job to an individual IRA. Those funds aren’t account for yet since they haven’t shown up online. Hopefully by next month we can officially include that $4,000 addition 😉
Credit Card: $2,115 (change not reflected since balance is paid off each month)
Still can’t believe just a few years ago I owed $28,000 to that old hag Sallie Mae. Haven’t missed her one bit and have no plans to cross paths with her in the future. Last time I tallied our total Christmas gift shopping expenses were $707. This means Girl Ninja and I will be making some donations in an equal amount to some charities and organizations very soon. We also went skiing yesterday and the experience isn’t cheap, but it is well worth it.
Since the markets were favorable, and we started including Girl Ninja’s 401k, we were able to move up $168,878 which is a $15,243 increase over the previous month. This is definitely the biggest single month jump we’ve ever had. It’s a great start to 2013 and I wouldn’t mind if the trend continues 😉
p.s. Tomorrow’s post will be a detailed chronicle of Saturday’s Seattle house hunting journey. Here’s a sneak peek of a $379,000 house we walked through…
Now do you get why we don’t even want to see houses that start in the $200,000’s?
You can see all of my net worth updates here.