Homenet worthNet Worth: May 2013 (We broke $200,000!!!!!)

Net Worth: May 2013 (We broke $200,000!!!!!)


Little late on the net worth update this month. I guess it just kind of slipped my mind. I contemplated not doing one this month, but then I realized that would mess up my archives. I don’t necessarily post these updates for you people. Why would you care what my net worth is anyways? But instead post these so I can go back and see how Girl Ninja and I are progressing over the years. I often look back through my archives and see how far we’ve come along.

Just a few short years ago I was worth negative $28,000. My, oh my, how the times have changed.


Cash: $98,527; +$3,877

Oh my freaking goodness. We are so close to hitting our 2+ year goal of $100,000 cash. We have some big expenses coming up, travel, charity, etc so we wont be breaking this goal by next update, but I’m hoping to have something more to celebrate on my 28th Birthday in July than just being another year older.

Roth IRA: $40,088; +$1,833

Man the market is nutso right now. Everyday it just keeps setting new records. I’m tempted to pull these funds out of the market and turn my paper gains in to realized gains. When everyone else is buying (like they have been the last 12 months) I start to get all nervous and wonder when the correction will come.

401Ks, IRAs, etc: $64,218; +$5,911

This is when things get fun! As the markets improve each month, we get some really killer gains in our 401ks. The downside to this is we obviously get hammered when the markets go down. That said, I can’t really complain about making $6,000 last month when all I did was click a few buttons on the internet. Watching my money make money is my third favorite thing. Girl Ninja being my first. Unicorns being my second.  

Payments owed:

Credit Card: $3,447 (change not reflected since balance is paid off each month)

This is about double our normal monthly credit card balance. We bought plane tickets to California and Boston for June weddings and we are finally seeing all the expenses from our 10 day spring break trip to San Diego. Oh and have I mentioned we’ll be spending two weeks visiting Germany, Austria, Italy, Morocco, France, and Spain this summer? Travel aint cheap, but I’m not complaining.

We had some huge gains last month which resulted in our net worth shooting up  $12.307 since last update. This means We FINALLY BROKE THE $200,000 threshold.

$201,919 to be exact!!!

We are up more than $39,000 since January. It feels awesome breaking in to a new tier, but I’m already counting down the days to $300k 😉

You can see all of my net worth updates here.

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  1. I am 20 years older than you an my net worth is negative $9,000. I choose not to count my house as part of my net worth because I have to live somewhere and it just seems to take money for repairs. My goal is to have my net worth be ZERO in September.

    I can’t wait to see the artwork when you hit your big goal of $100,000 cash but it will be hard to beat a fire breathing unicorn with laser beam eyes. Perhaps the unicorn could slay an ogre or rescue a baby from a giant snake.

  2. Way to go! Reached a milestone of my own this month – $100k! I’m 27 and single and have been punching debt since I was 12, or thereabouts. Pretty happy with this milestone. Hope I can make it to the next as quickly as you did!

  3. I like the cat riding on top the unicorn, and I don’t even like cats.

    Oh and have I mentioned we’ll be spending two weeks visiting Germany, Austria, Italy, Morocco, France, and Spain this summer?

    I seriously hope you don’t plan to do six countries in two weeks. If so, you’re going to be packing-unpacking all the time and throwing a lot of time away in extra travel. As someone who’s visited Europe a dozen times and done all these countries except Morocco, I can assure you you’d be best limiting your stay to one country, maybe even one area within each country. This is a case where I’m in the same position as you were yesterday advising your high school senior. Or if you don’t want to believe me, watch “If It’s Tuesday, This Must Be Belgium” six or seven times.

  4. Good timing on posting this. Made me do a quick check of our networth. Between downgrading our car this month and about a year of hard loan payoff I think it might be the month we broke ZERO! Now if that only meant we had no debt we would be all set….

  5. That’s so awesome! I hope myself and hubby are in a similar position at age 28! We are 23 right now. Five more years to go.
    Right now we have about $40,000 in cash, $15K in retirement accounts. The $40K is set aside for a down payment on a house.

  6. Congrats! This is awesome! We are working on paying off debt and increasing savings. Our net worth is the highest it’s ever been.

  7. Congrats!
    And I can’t wait to hear more about your Europe trip! My passport has been expired for over a year now and I can not believe I have been stateside for that long already. Would love to get out of the country asap 😉

  8. What an inspiration. I am about 2 years older than you, but way behind. I took too long wasting away in my debt, but finally am pushing a positive net worth. I have a long way to go, but I will get there eventually.

  9. Wow, congratulations Ninja! I’m still working on my first $100,000! 😛

  10. Woohoo! Congratulations! I think it’s funny that you’re already thinking about $300K. Each time I break a new tier I think I’ll feel really different and as soon as I hit it I’m over the excitement and ready to break the next one! You need to update your thermometers on the right!!

  11. Yaaaa those are a lot of countries to get to in a 2 week period. You’re going to be constantly moving from one place to another, and will spend a lot of your time actually traveling on planes, etc… If you cut back on the number of countries you’ll get to see more in each one and really enjoy your time there. I lived in Europe and I thought because of the awesome trains travel would be super quick but it wasn’t always. Going from France-Germany-Poland and back in a one week period meant I spent close to 25 hours on trains.

  12. Very well done! From my perspective at your young age would you not be better served to have more money invested in stocks than sitting in a cash account. From an investment perspective of decades, a young successful person should have a large percentage invested more aggressively, depending on one’s risk tolerance. This is just the conventional perspective but everyone has a different spin on what they are comfortable with doing. Just one man’s opinion.

    • The large chunk of cash is because we are in the process of house hunting and most of this week be used for the down payment. I totally agree if we weren’t looking for a house then we would only keep about $15k in cash.

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