I kinda suck

I have a confession. I suck. Bad. Over the last few months I have totally lost sight of what is important when it comes to blogging, and that my friends is you, the readers (insert cheesy love song here). I’ve done a pretty crappy job engaging with the very people that keep Punch Debt In The Face thriving. A crappy enough job, that I got a pretty gnarly (but deserved) email from a loyal follower. If I lived on the streets of Compton I believe the correct term would be, I got served!

While it may not have been the most fun email I’ve ever received, it was definitely something I needed to hear. I am absolutely, positively, 97% guilty of being a quasi-jerkface.

There are a few areas specifically that I want to work on redeeming myself in…


Did you know I read EVERY SINGLE comment I get here on PDITF? Not one slips past me. I live for comments. It’s really my only metric by which I can gauge whether a post was intriguing or a big fat waste of time. I try and use each article as a platform for further conversation in the commenting section below. Only problem is, the conversation is one way. I‘ve totally dropped the ball when it comes to responding to your comments. While I wont pretend I’m going to respond to every comment I get, I can promise you this, I’m going to do a less sucky job of responding to your comments. Hopefully this will stimulate some more thoughtful conversations following each article.


Wait? Didn’t I just talk about commenting? Yup, this commenting thing works two ways. Not only do I need to do a better job commenting on PDITF, but I need to be more intentional about commenting on some of my PF BFF’s blogs. I’ve read some great articles over the last few weeks, but never let the authors know that. I mean, how lame is that? I gauge a posts popularity by the number of comments it gets, so other bloggers probably do the same. If I don’t comment on the articles I really enjoyed, how is the other blogger ever going to know I want more articles like that? Answer: They wont! If you are a “lurker” (one who reads articles but never comments), I encourage you to come out from hiding and start dropping comments like Puff Daddy drops a beat. Comments are like potato chips for us bloggers, you can’t have just one ๐Ÿ™‚

Link Love:

Most PF bloggers do weekly roundups where they include links to their favorite articles across the PF blogosphere. I don’t. Why? Cause I’m selfish I guess. I probably wont be including a roundup each week of my favorite reads, but I definitely plan to start linking to some of the content I come across that is top notch. Let’s get this party started then, shall we? A pretty interesting post is up at Financial Samurai about why renters should pay more taxes.

Reading more PF blogs:

I started blogging after getting addicted to a bunch of other PF blogs. I was reading 10 or so blogs religiously. But now, I’ve allowed myself to get in the way of myself and all I do is focus on my own ish. Selfish Ninja, very selfish ninja. So I’ve commited my weekend to setting up a Google Feed reader so I can subscribe to all you wonderful people’s blogs. It may take a little figuring out, but I’m sure it’s not too complicated. If you have a blog that you think is worth reading, drop me a line and I’ll be sure to check it out and add it to my reader.

Being more involved in the community:

I’m pretty excited about this one. I’m trying to be more intentional about building relationships with other bloggers. There are some wonderful networks out there that make this whole “blog dating” thing easy. I’m a PROUD member of the Yakezie network (the most powerful PF network in the world). I’m working on a collaborative Finance rap with Kevin atย  Thousand-aire.com. I may or may not be meeting up with some So Cal PF bloggers in a few weeks (deatils to come on this). Overall, I’m pretty excited about being an active member of the PF blogging community ๐Ÿ™‚

So while I may have been a pretty sucky and selfish blogger over the last few months, know that I’m turning a new leaf. It’s time to DO SOMETHING and engage myself. Have you noticed my kind of selfish behavior? For other PFers out there, what do you do to stay involved?

57 thoughts on “I kinda suck”

  1. i’m a brand new reader so i have no idea if you’re a douche bag or not (lol… i’m sure you’re not)… but i LOVE that you think the cast of jersey shore are!! haha, that’s great! and i belieeeeeve the term you’re looking for would be “put on blast” (but “getting served” is pretty good, too)! you seem quite entertaining so far, don’t stress too much! ๐Ÿ™‚

  2. Hey Ninja! Good to hear you reengaging with the rest of the rest of us and the Yakezie after your wedding! Looking forward to seeing you are the sphere more and I think the network can do great things in the future through our Yakezie Scholarship charity vertical, and through our own money making initiatives.

    I’ll work to get your Member Post in too. 2nd challenge tentatively starts on Nov 1!

    Cheers, Sam

  3. *Pringles*

    I cook. And bake. So I’m not sure you’d be interested in my blog(s). And, I’m Canadian so…yeah. ๐Ÿ˜‰ But I just wanted to drop you a potato chip. ๐Ÿ˜€

  4. Cool! Glad to hear you’re going to get in on this Yakezie group. It really is the most powerful PF group in the world. It’s hard to respond to every single comment when you’re so uber popular. Kind of like you’re the popular kid in school and everyone loves you, but you can’t give 100% attention to everybody… (does that make sense?? Or am I talking out of my ass?) =)

  5. Debt Ninja, you just got married and have a lot of changes going on! I’m sure most readers are understanding about your suckage. Ha! Just joking… I didn’t notice that you were sucking, but if they say it, it must be true! ๐Ÿ˜‰

    On Girl with the Red Balloon, I try to always respond to comments because, like you said, it fosters good conversation and debate. And I’ve been on blogs before where the author responds to nothing in the comments, and it’s like, “Okay, why are we here?” Plus, a lot of times people will ask additional questions about a post in the comments, and I feel like it’s nice to answer them. My pitfall is leaving comments on other people’s blogs and remembering to come back to see if they or anyone else responded to me. I usually forget which blogs I’ve left comments on, so unless it was a comment asking a question, I don’t remember to go back.

    Like @youngandthrifty said though, you’re kinda like the popular kid in high school. No one expects you to respond to every comment because you get A LOT, and this isn’t your full-time job. I know you left a comment on one of my posts once (I think a post about my Yakezie ranking), and I was like, “Holy crap! Debt Ninja read my blog!” As long as your readers think you’re making an effort, they’re going to keep coming back. But don’t try to respond to EVERY comment or comment on EVERYBODY’S blog or you’ll wear yourself out. (In fact, just comment on mine! Ha, I keed, I keed!)

    • “Debt Ninja, you just got married and have a lot of changes going on! Iโ€™m sure most readers are understanding about your suckage. Ha! Just jokingโ€ฆ I didnโ€™t notice that you were sucking, but if they say it, it must be true! ”

      Seconded ^^^^

      …if your readership were in control of every aspect of your blog and not understanding of your adjustment to new life with LadyNinja, then it wouldn’t be YOUR personal blog anymore. Keep doing what you’re doing, DN!

    • Red, I love you. I was just talking with another PF blogger the other day and commented to them that you were on my list of bloggers that I would want to meet in real life. I regularly read your blog, but as I mentioned in my post, have dropped the ball on commenting. You better watch out, cause I’ll be making a presence in your neighborhood ๐Ÿ™‚

  6. wanted to leave my very own comment, too! My reading list has shrunk considerably over the past year – many of the blogs that I started reading 2-3 years ago for their personality, insight into struggles I was facing (paying off debt, rebuilding credit, suffering through the mistake of buying a house too early, having to repair said house, etc!) are now pedantic. They’ve lost that personal-aspect that I enjoyed so much and become more instructional. Not to call any of them out, but lecturing me on what a govt bond is … is so not worth my time (I know what EBonds are – they’re for Grammas, not anyone looking to invest for the long term!). And other blogs that I really enjoyed have shut down or stopped posting more than once a few weeks. It’s sad. So truly, you’re one of the few that manages to balance the keeping it personal with financial-perspective.

  7. First, the PDITF-Thousandaire rap is gonna be sick nasty, certainly the greatest PF rap ever!

    Second, even though my blog doesn’t have nearly as many readers or comments as yours, I actually found myself thinking this morning about how my readership has increased greatly in the last few weeks (ok, it’s easy to increase from 0) and how I would be horribly disappointed if I went back to the levels I was at weeks ago.

    With that being said, I think I bookmarked your blog the day you made the “Ask Me Anything” post. I think you’re connecting more than you give yourself credit for.

  8. Hi Ninja,

    I’m a mostly-lurker/semi-poster, and I think that you’re being too hard on yourself…

    1) You’ve been planning a wedding, moving into a new place, etc. Those aren’t excuses for not doing other things, but they are reasons why your time and energy would have been directed elsewhere. And you’re allowed to not have your blog as your top priority.

    2) I find that that “link love” posts are the least interesting parts of other PF blogs for me. I don’t read a blog because I want to hear what other people say; I read a blog because I want to hear that the author has to say! Don’t feel the need to link to other blogs just because other PF blogs do it.

    3) Similarly, I don’t really care how involved one PF author is in the “PF community.” If you’re doing it for yourself then by all means go ahead and do it. However, if you’re doing it for your readership, then that seems like the wrong reason to do it.

    Just my 2ยข…

    • I will take your two cents and raise you a nickel. I don’t even know what I just said, but it sounded cool in my head, haha. Thanks man for being understanding. Hopefully I can keep on entertaining ya.

      • But will it be the Nickel of Noveltyโ„ข that you won from me during your last “Ask the Ninja” post? ๐Ÿ˜‰

  9. I love reading articles, but also hate taking the time to weekly roundups, so I’m not as good at it as many of my PF peeps are. It’s definitely my big development need.

    I’m super excited that you’re going to start visiting and commenting on other people’s blogs again.

    Your blog bedside manner can be one sided and I’m glad someone bitch slapped you into realizing that. But like real life, sometimes you still hang around with people who are self centered because they’re fun to be around. You’re personality makes up for not joining the blogging party happening all around you.

      • I’m so lame. When I first read your comment I was like “you want to kick me with a chair?” But then I realized you were just talkin hip slang. Sorry, I’m convinced that all parents get a little brain damaged somehow after they have kids.

  10. I read your blog faithfully every day, but rarely comment, but I will today. I also read about 20 other blogs daily. These are what keep me on track to finding the right path in my life journey.
    I’d be grateful if you popped by, read a few, commented, or whatever. I’m still really new at the whole blogging thing, so any advice would be most welcome.
    And for the record, I don’t think you suck, DN.

  11. One suggestion. Could you add a subscribe to comments email feature to the bottom of your posts. I usually swing back a few times to see what others wrote, but it would be easier if I was notified via email. I don’t like using comments rss.

  12. Ninja,

    I love reading PDITF daily because it makes me laugh! I think you are being too hard on yourself because I never thought that your blogging sucked. Understandably you have been through a lot lately. Your “lack of comment feedback” is excusable but honestly it doesn’t bother me and many of your readers would probably agree. Looking forward to your PDITF-Thousandaire rap, LOL!

    • Ditto! You have been super busy lately and continue to post daily. I have no idea how you do it. I try to update my personal blog weekly…and that is a lot for me. You are doing great. I check back a couple times a day to see other readers’ comments. You have built up a pretty great group of readers/commentors if I do say so myself;)

  13. Ninja – We understand you’ve had a lot going on personally.

    I stay involved by reading as may PF blogs as I can, their comments and then commenting when I have something to add.

  14. Well, I think everyone comes from a different perspective, and has different expectations. As a Yakezie member, I firmly believe in supporting other bloggers by leaving comments, and I truly enjoy being engaged with the readers that comment on my site. I appreciate the time people spend to leave a comment, and I feel reciprocity is a must. It is just me. Without the support of my commenters, my blog would be nowhere.

    Personally, I have been a pretty faithful reader of this blog since I started blogging 6 months ago. I left comments almost daily (months before the wedding). Not once did Ninja comment at my blog. Maybe my blog sucks, that is fine. However,I know I get totally sick of one sided relationships…

  15. @monica- Get your ears ready ’cause this rap is about to be off the chain!

    @Techbud- Lookin’ forward to our guest posts my man

    @Everyday tips- you mirror similar sentiments as the person that emailed me. You’re right, you have been faithful. And I’ve been selfish. I’m heading over to your blog right now to show some love ๐Ÿ™‚ Will you give me a shot at redemption?

  16. You’re the only PF blogger I read anymore because, as Michelle mentioned above, the others I had followed got truly didactic (I love using that word!) and it felt like someone telling me what I should be doing, and I didn’t always agree, but TOO BAD SUCKA ‘CAUSE THE PF BLOGGER IS ALWAYS RIGHT. Your posts seem more open minded (even if you are a Dave Ramsey hater (*smile*)) and much more personal, and I appreciate that. I look forward to seeing more interaction in the comment section.

    I have a blog which I think you would find utterly boring… though I do occasionally write about getting out of debt. (:

  17. Most PFers I interact with on the internet are in NorCal. Since I live in the area, I’m down for a SoCal meet up. Douche bags unite!

  18. I was enjoying your blog and tweets until today, when it came to my attention that you suck.
    You don’t write, you don’t call, and if you had an IRA, you probably converted the whole damn thing to a Roth just to show how little you value my advice.
    I have to go look up “didactic’. Later.

    • diยทdacยทtic
      โ€‚ โ€‚/daษชหˆdรฆktษชk/ [dahy-dak-tik]
      intended for instruction; instructive: didactic poetry.
      inclined to teach or lecture others too much: a boring, didactic speaker.
      teaching or intending to teach a moral lesson.
      didactics, ( used with a singular verb ) the art or science of teaching.

      FYI, I was using the second definition. I’m happy I could expand everyone’s vocabulary. My work is done for the day. ๐Ÿ™‚

  19. Hmmm, i dont think you suck because you are very engaging with your readers and also make your material entertaining. But the fact of the matter is you are no longer in debt… So you blogging will have to be mainly on personal finance… which isnt exacly sexy stuff. Debt always gets people excited and once they are out they move on to something else… not saying that you will do the same but if you look over your posts since you got out of debt they have been mostly about getting married, being married or converting to married life. That is where your focus is now, i am not trying to be a dick just stating my observations, i like the blog and have read since the fall of 2009

  20. Hey Ninja, I commented on the Samurai link there but I’ll do it here as well for the readers.

    I think Samurai is missing the critical point that property taxes are included as part of the business expenses of managing a rental property. My rent every month goes to paying the property tax that pays for the services his describes. Unless he also advocates double taxation or the ownership or property without the expense of taxation. I don’t understand how his proposal would help state budgets or influence societal change in a positive direction.

  21. Awww. I’m also a relatively new reader and think you’re great. (Especially love the comics.)

    p.s. Relyk is right… if renters were taxed, then rents would just go down. It doesn’t really mater if it’s landlords or renters who are taxed, the amount of money will work out between them the same way with landlords paying some and renters paying some in the form of higher/lower rents. I suspect that Sam actually knows that but posted anyway in the interest of making a little controversy. He’s good at that.

  22. Debt Ninja,
    I’m a long-time reader who rarely responds to posts (mainly coz I’m lazy haha) But I read your blog frequently, one of my main favs since I love your stick figures (I’m a teacher and stick figures save my life in class when I have to draw since I can’t draw!!!) And also coz you’re funny.

    Your posts are personal and you’re not afraid of making fun of a situation, even if it’s abt yourself. I find that refreshing coz we live in a world whr ppl r so worried they’ll offend others. Stimes a blunt comment works better than beating around the bush.

    As for content, some of the thgs you talk abt like investment, ROTH IRA, 401K etc are irrelevent to me since I live in Asia, but I love your debt-elimination ideas and have been following them.

    Congrats on the recent stat change! Imma make my bf reads your date ideas, am seeing him in a couple of months (he’s in the US, I’m in Asia-explains why we spend so much in airfare/travel expenses grr) Hope he will learn a thing or two fr there and I get to benefit fr your post!

  23. Yay Ninja!!!! I am totally guilty of all of these things. I lurk too often…including on your blog!! ๐Ÿ™‚ I read a lot of blogs, but am a big fat failure when it comes to commenting. Hahahahaha. I have been trying to comment more and after reading this, I am uber-motivated! Oh yeah and I loved that you called it “blog-dating” hahahahaha. totally true.

  24. I’ve got a great website that you should consider reading. It talks about all kinds of things that you and Wife Ninja have to look forward to in the years to come (just from the woman’s perspective). I think I would like to see some of Wife Ninja’s guest posts on here more often! ๐Ÿ™‚

  25. Too funny. I try to stay involved though my Google RSS reader – which now has over 1,000 unread articles! I also make sure I respond to every comment that I get – although, you get about 50 times as many comments as my site. I also visit other sites and comment, and try to promote other blogs – Especially other Yakezie members.

    I love your pictures, keep up the good work!

  26. I have a request for a post..maybe you have done this already and I missed it though…anyway
    How about giving us a budget update now that you are married and buying groceries as a duo etc etc. Your about me and budget haven’t changed.
    Keep writing, I like it!

  27. Hey Ninja! I started reading your blog about a month ago and I love it! You rock. You helped motivate me to start my own blog about my journey to get out of debt. I actually made reference to your blog today mentioning how I like the name of yours and how I not only want to punch debt in the face but to kick it in the ass! I’m about $60K in debt and just starting to dig myself out now. I’d love it if you shared my blog : http://headoverheelsindebt.blogspot.com/ I hope that the more followers and supporters I get, the more focused I’ll be on clawing my way out!

    Keep on writing ๐Ÿ™‚

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